Does Insurance Always Cover Asbestos Abatement?

If your home was built in the 1980s or earlier, it is likely that asbestos was one of the building materials used for your home. While it is usually fine when undisturbed or undamaged, many people are still looking out for fast asbestos abatement services and the insurance to cover it.

What is Asbestos?

Asbestos is a building material that was used up until the 1980s. Asbestos is a silicate mineral which is made of long, thin fibrous crystals. It is a great electrical insulator and is extremely heat-resistant. As such, they were used for insulation, fire prevention, and soundproofing.

Asbestos was subsequently found to be a dangerous material and was subsequently banned in the 1980s within several countries. Most construction companies avoid using asbestos because of the many health problems that it can cause. When disturbed or damaged, asbestos fibers are inhaled into the lungs, they can cause serious damage. Some health damage includes asbestosis, long-term lung conditions, or even cancer.

What to Take Note of When It Comes to Asbestos Removal

Not all insurance will cover asbestos abatement services. Before you begin any type of work (not just asbestos abatement), check if your homeowner’s policy covers it. Depending on your homeowner’s insurance policy, whether it is remodeling a home or tearing out walls, you might even be required to cover the costs of asbestos abatement. Reason being your home remodeling may expose the asbestos.

However, if it were a flood or a fallen tree which results in removing your flooring, walls, or tiles that contain asbestos, your insurance might be agreeable to covering the cost of asbestos abatement. This depends on your insurance policy type, which is why it is important to read the fine print. If you know that your home was built before 1980, consider getting your policy revised.

How Do I Remove Asbestos?

Due to how harmful asbestos fibers can be, it is important to remove them with the help of a professional asbestos abatement service provider. With the proper equipment, tools, and protective gear, they can inspect your property before determining what is the best and safest way to remove the asbestos from your property.

Why Work with Iris Environmental Laboratories?

Iris Environmental Laboratories has been servicing many satisfied customers in asbestos analysis and field inspections for over 20 years. As a nationally accredited laboratory, our expertise lies in conducting asbestos laboratory testing, inspection services, and testing.

Whether it is a private or commercial property, we are equipped with the experience and knowledge to assist you. With our proven track record of analytical quality and our ability to provide timely results to you at low competitive rates, consider reaching out to us at Iris Environmental Laboratories!

If you would like to find out more, call us at 1800-908-6679 for more information on asbestos inspection and analytical services. Alternatively, you can fill up our online form to be contacted by our consultants or read up more from our frequently asked questions section.